Live well.Grow wealth.Spread happiness.

Where life's many dimensions come together. I'm Amarja Nafrey, and I help people build a healthier body, a more secure financial future, and a happier, more purposeful life.

Amarja Nafrey smiling at her desk with a journal and a “Choose Happiness” mug
Amarja Nafrey· Mumbai
  • ACSM Certified Fitness Trainer
  • Certified Yoga Teacher
  • Certified Financial Planner
  • LIC Insurance Advisor, 20+ years

About Amarja

More than one role. One purpose.

I'm a fitness trainer, yoga teacher, financial planner and workshop facilitator. For more than two decades I have helped people protect their families, strengthen their bodies and find more joy in everyday life. These may look like different professions, but to me, they are chapters of the same story.

In my own words

“Life is a beautiful journey, not a race to the destination. Find happiness in the little moments, cherish the people who make your heart smile, and enjoy every step along the way.”

Qualifications & roles

  • ACSM Certified Fitness Trainer
  • Certified Yoga Teacher
  • Certified Financial Planner
  • LIC Insurance Advisor, 20+ years
  • Workshop Facilitator
  • Happiness & Purposeful Living Advocate
  • Interior Stylist
  • Furniture Store Owner
  • Director of Arriva Designs
  • 10+ years of airline industry experience
  • Classical Singer
  • Kathak Dancer

My approach is simple: Understand. Educate. Plan. Empower.

Recognition

Milestones, Achievements, Hobbies & Interests

  • Guinness World Records participant

Three parts of one balanced life

1 / 4 · Health

Health, wealth and happiness aren't separate goals. They hold each other up.

01/health

Live well

Nurture your body, mind and spirit.

02/wealth

Grow wealth

Plan wisely and secure your future.

03/happiness

Spread happiness

Choose joy, positivity and purpose.

The Whole Philosophy

A balanced life is a better life.

Health, wealth and happiness hold each other up.

Live well·Grow wealth·Spread happiness

A healthy body, a peaceful mind, a happy soul.

Health isn't just about looking fit. It's the energy to live the life you love, the calm to handle stress, and the joy that makes every day meaningful.

Amarja Nafrey seated cross-legged in meditation on a sunlit terrace among plantsLiving well, the sustainable way

What we practise

  • Fitness & functional movement

    Strength, endurance, and everyday functional movement designed to keep you agile, energetic, and injury-free.

  • Yoga & pranayama

    Classical asanas paired with mindful breathwork to release physical tension, restore flexibility, and calm the nervous system.

  • Meditation & mindfulness

    Guided awareness and breathing techniques to quiet daily mental chatter, manage stress, and build inner resilience.

  • Nutrition & healthy living

    Sensible, sustainable eating habits that fuel vitality without restrictive fad diets or guilt.

  • Mobility, flexibility & active ageing

    Joint health, posture correction, and longevity-focused movement to keep you active and independent at every stage of life.

Body

Strength, flexibility, mobility, nutrition

Build a body that is strong, energetic and ready for the life you want to live.

Mind

Mindfulness, meditation, breath, focus

Quiet the noise, manage stress and grow a calm, resilient mindset.

Soul

Gratitude, purpose, connection, balance

Nurture the inner you and fill your days with meaning and joy.

Amarja’s Perspective

“I believe in sustainable wellness: small habits, consistent action and movement you actually enjoy.”

Grow wealth

Protect today. Plan tomorrow. Live with confidence.

Financial planning isn't only about earning more. It's about protecting what you have, planning for what matters and building quiet confidence about the future.

  • 20+ years of experience
  • LIC Insurance Advisor
  • Certified Financial Planner

Your financial journey

  1. 01

    Protect

    Is your family financially protected?

    Life insurance and the right protection planning create security for the people you love.

  2. 02

    Plan

    What are you planning for?

    Children's education, marriage, a home, a business or retirement. Every milestone deserves a plan.

  3. 03

    Save

    Are you saving with a purpose?

    Disciplined savings aligned with your goals, your time horizon and your circumstances.

  4. 04

    Grow

    Is your money working towards your goals?

    The right mix of products and strategies for your needs and your comfort with risk.

  5. 05

    Retire

    What will life look like after retirement?

    Retirement income, financial independence and long-term security for the years ahead.

Watch on YouTube (opens in a new tab)

“True wealth is the freedom to live your life with confidence, security and purpose.” — Amarja Nafrey

How I can help

  • LIC advisory

    Life insurance and protection plans, explained simply and matched to your family's needs.

  • Mutual funds

    Goal-based investing aligned with your time horizon and comfort with risk.

  • Financial planning

    A clear roadmap that turns responsibilities and dreams into achievable goals.

  • Family protection

    Safeguard your loved ones and your income against life's uncertainties.

  • Goal-based savings

    Disciplined savings for education, a home, marriage and life's milestones.

  • Retirement planning

    Plan for steady retirement income, independence and long-term security.

Insurance is the subject matter of solicitation. Insurance products are subject to the terms, conditions and exclusions of the respective policy; please read the policy documents carefully before deciding. Mutual fund investments are subject to market risks, read all scheme related documents carefully. LIC is referenced here as Amarja's professional affiliation as an LIC Insurance Advisor; this is not an official LIC website.

Spread happiness

Happiness isn't a destination. It's a way of living.

Laugh more. Connect deeply. Live purposefully. Celebrate life. Happiness is something we can practise, share and spread.

What happiness means to me

  1. HealthTake care of your body and your energy.
  2. AttitudeChoose a positive and resilient perspective.
  3. PurposeHave something meaningful to look forward to.
  4. PeopleBuild relationships and meaningful connections.
  5. Inner peaceCreate stillness through meditation, breath and reflection.
  6. New experiencesKeep learning, exploring and discovering.
  7. EnjoymentMake time for music, laughter, creativity and fun.
  8. SharingHappiness grows bigger when it is shared.
  9. Self-loveAccept yourself, celebrate your journey and keep growing.

Happiness is contagious. So don't just find it. Spread it.

Ways we practise happiness together

  • Happiness workshops
  • Positive thinking & gratitude
  • Mindfulness & meditation
  • Music & creativity
  • Dreams, goals & purpose
  • Community experiences
Begin your happiness journey
A facilitator speaking with a microphone to a hall full of women, a slide projected beside herWhy happiness is a daily practice

Beyond Health, Wealth & Happiness

A passion for design and living well

Amarja is a multifaceted professional, entrepreneur and creative enthusiast who believes in living a balanced, meaningful and fulfilling life.

Alongside her work in health, fitness, financial planning and insurance, she is actively involved in the world of interior design, furniture and lifestyle.

  • Interior designArriva DesignsThe interior design firm led by her husband, Aniruddha Nafrey. Amarja shapes its brand communication, social media and creative storytelling.
  • FurnitureCurious CanvasA furniture brand reflecting her love for aesthetics and spaces that are both beautiful and functional.
  • Furniture & wall panellingWAULTE IndiaA premium brand of sophisticated interiors, refined materials and contemporary lifestyle design.

For Amarja, the spaces we live in, the habits we build and the choices we make all shape our wellbeing. Her philosophy stays the same across everything she does:

Live with purpose. Create with passion. Grow with confidence. Spread happiness.

Talk to Amarja about interiors
Women seated together in a circle of chairs in a building lobby at dusk, smiling and waving

Signature initiative

Masti-Dosti Ki Pathshala

Where learning meets laughter

A joyful programme for senior citizen women. Every gathering brings together music, movement, mindfulness, brain games and friendship in a warm, playful space, because growing older doesn't mean growing less curious.

What happens at a gathering

  • Omkar Dhyana & meditation
  • Mudras & Pranayama
  • Music & singing
  • Brain Gym: riddles & puzzle solving
  • Cognitive fitness & mental agility games
  • Brain teasers & logical thinking challenges
  • Memory boosters & mind games
  • Picture puzzles & word association games
  • Mind stimulation & neuroplasticity activities
  • Thinking games for an active mind

It's not about age. It's about attitude.

Explore Masti-Dosti Ki Pathshala
  • Choose happiness
  • Practise gratitude
  • Pause. Breathe. Reset.
  • Be kind to yourself
  • Keep music in your life
  • Keep learning
  • Stay connected
  • Laugh often
  • Give back

Experiences that inspire positive change.

My workshops aren't lectures. They're interactive, practical and joyful experiences where people think, participate, laugh, connect and discover something about themselves.

Happiness workshops

The art and practice of joyful living

Healthy living

Everyday habits for lasting energy

Fitness & wellness

Practical, progressive, enjoyable movement

Yoga & pranayama

Asana, breath and mindful movement

Meditation

Stillness, clarity and self-awareness

Mind power

Thoughts, habits and positive thinking

Dreams & goal setting

From “What should I do?” to finding your purpose

Financial awareness

Confident, clear conversations about money

Purposeful living

Find your why, create your what

Health, wealth and happiness overlap, and a whole life sits where all three meetHealthWealthHappinessa whole life

My approach

A balanced life is a better life.

Wellbeing isn't complete when one part of life is thriving and another is neglected. The goal is a life that feels whole.

  • Health

    Build the strength and energy to live well.

  • Wealth

    Plan with confidence for today and tomorrow.

  • Happiness

    Create joy, purpose and meaningful connections.

Don't just add years to life. Add life to your years.

Stories from the journey

A healthier body.A secure future.A happier life.

You don't need to have all the answers. You simply need to start the conversation.

Contact

Let's start the conversation

Whether it's your health, your family's financial future or a workshop for your community, tell me a little about what you're looking for and I'll get back to you personally.

Based in
Mumbai, India

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